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Snow & Ice Resource Center | Insurance

Inside the insurance metaverse
Risk Management
Know the ins and outs of insurance to secure the best coverage.

Advisor advice
Risk Management
Choose an insurance agent by asking the right questions.

Beyond the basics
Risk Management
A great agent delivers next-level service, proactively mitigates risk.

Insuring equipment
Risk Management
Correct coverage and policies are vital to protecting your assets.

Comp compassion
Risk Management
How you treat an employee goes a long way toward a return to work.

Captive audience
Business
Risk Management
Insurance alternative is gaining popularity; is it right for you?

Passing the torch - Boot’s Landscaping & Maintenance Ltd.
Risk Management
With his company in good hands, Gerald Boot advocates for innovation, reform in Ontario.

ABCs of EMR
Risk Management
A low experience modification rating can pay off in the long run.

Know before you buy
Operations
Partner with your vendors to be successful when purchasing technological advancements.

A new solution to age-old problems
Business
Level up your communication by honoring your people's dignity and demonstrating flexibility.

Ice management innovations
Four technologies that can help your operations become more effective and efficient.

Don't slip on faulty ice contract language
Risk Management
It is critical for contractor responsibilities to be clearly spelled out in written contracts.

The power of listenting & acting
Business
Establishing a culture of communication adds a layer of value that can take you to the next level.

Annual employee compensation summaries
Allison McDowell discusses this Human Resources tool in this video.

Finding opportunities amid challenges
SIMA's new board chairman discusses his vision for the snow and ice management community.

Maximizing tech efficiency and remote site monitoring for snow removal
Risk Management
Patrick Baglien shares tips & tech related to onsite weather monitoring with cameras, sensors, and more.

Video: How to pay yourself as the owner
This video walks owners through options available to pay themselves and stay legal.

Video: Site mapping for better snow ops
Operations
This video shares tips to create better site maps for efficiency and safety in snow removal.

Video: Field trips to shake up snow training
This video highlights tips for launching pre-season site field trips with crews.

New vision - Brian-Kyles Construction
Business
Brian-Kyles Construction’s second generation expands with fresh approach, different priorities.

Level up
Operations
Tiered response plans can offset variables that can upend operations.

The true cost of salt
Ice Management
Are salt application practices profitable and sustainable?

Responsible storage
Ice Management
Head off restrictions with a proactive approach to materials staging.

All wet?
Ice Management
You don’t have to go liquids-only for them to make an operations impact.

Break the ice
Ice Management
Fend off temperature instability with equipment, materials, education.

Slippery slope
Ice Management
Managine freezing rain events require nuanced approach.

Taking snow seriously - Three Men & A Shovel
Business
Three Men & A Shovel Landscaping shifts professional winter services from afterthought to priority #1.

Protection guarantee
Business
Process, structure and systems are insurance against failure.

Inside the insurance metaverse
Risk Management
Know the ins and outs of insurance to secure the best coverage.

Advisor advice
Risk Management
Choose an insurance agent by asking the right questions.

Beyond the basics
Risk Management
A great agent delivers next-level service, proactively mitigates risk.

Protect others, protect yourself
Risk Management
Detailed records can make a claims process less painful.

Risk deactivated
Risk Management
Use your risk profile as a training and development tool.

Insuring equipment
Risk Management
Correct coverage and policies are vital to protecting your assets.

Comp compassion
Risk Management
How you treat an employee goes a long way toward a return to work.

Captive audience
Business
Risk Management
Insurance alternative is gaining popularity; is it right for you?

Pushing progress
Containment plow evolution revolutionized the industry.

Cutting edge
An improper attack angle can damage surfaces and plows.

Simply successful - Allied Snow Removal
Business
Allied Snow Removal thrives through hard work and frugality.

Veil protection
Risk Management
Keep personal assets separate and operate under the correct company name.

Eyes on the prize
Business
Assemble a comprehensive team to analyze financials and make informed decisions.

Future focus
Business
Financial planning is a starting point for navigating change in your snow business.

Cash flow management
Business
Tips for dealing with winter seasonality and unpredictable weather.

Invoices for sale
Business
Factoring is an option to get cash flow moving in a snow removal business.

Hidden figures
Business
Consider all the behind-the-scenes costs when budgeting and pricing winter work.

ABCs of KPIs
Business
Build a winning team with well-crafted performance indicators.

Innovation Engine - Aspire
Mastering snow and ice removal with Aspire software.

Closing the gaps - Imageworks Landscaping
Business
ImageWorks Landscaping conquers cultural, language barriers to build team cohesion.

Building bridges
Business
ELM helps break barriers, make Hispanic team feel at home.

Back to basics
Business
Innovation and technology can’t replace relationships, planning.

Slip-and-fall pitfalls
Risk Management
Comprehensive documentation can mitigate lawsuit potential.

Shop talk
Operations
Establish a foundation for equipment health and maintenance.

Site design
Ice Management
Rethinking infrastructure performance to reduce salt use.

Beyond the truck
Innovative equipment ushers in new era of efficiency.

WESTERN PILE DRIVER pusher plow drives Extra Mile Snow Plowing efficiency
WESTERN PILE DRIVER Pusher plow drives Extra Mile Snow Plowing efficiency.

Employee problems
Business
Managing issues with employees requires policy, consistency and honesty.

When you have to fire an employee
Business
Risk Management
Follow some simple guidelines to stay kind & legal when terminating an employee.

5 tips for managing winter cash flow
Business
Risk Management
Fall brings unique financial stressors for snow contractors.

Get storm-ready with focus
Personal leadership has a major impact on snow removal crews.

Get serious about snow ops planning
A 52-week snow service procurment timeline can help you get going.

Passing the torch - Boot’s Landscaping & Maintenance Ltd.
Risk Management
With his company in good hands, Gerald Boot advocates for innovation, reform in Ontario.

The Power of Networking

Getting squeezed
Business
Shorter, later seasons force snow companies to rethink business as usual.

Offsetting uncertainty
Risk Management
Readiness fee contract is a win-win solution for fluctuating snowfall totals.

Keeping pace
Business
Prices must be high enough to cover the cost of production and overhead burden.

Change the tide
Business
Create a culture that fosters learning to make the industry more attractive.

Breaking down barriers
Ice Management
Clearing up misconceptions about costs, effectiveness of liquids.

Who's in charge
Business
Are you running your snow business, or is it running you?

Flip the script
Business
Communicate the value and benefit you offer your snow clients.

On the hook
Risk Management
Signing snow contracts without understanding details opens you to uninsured risks.

Success is in the details
Operations
Effective winter preparation requires practice and good communication.

Reach Right tool
Reach Right: A revolutionary tool enhancing efficiency and ergonomics.

Stop Scraping By
BOSS Snowrator® and SR MAG eliminate labor headaches and increase bottom lines.

Home-grown vision - Nix Snow
Business
Nix Snow finds residential is the place to be in Canada.

Winning winter
Business
Focus on areas you can control to put you in the driver’s seat for success.

Do less? Yes!
Business
Don’t want to be "on" 24/7? Peak performance is a process of elimination.

Dig deeper
Business
Root cause analysis problem-solving looks beyond symptoms.

Beyond the buzzword
Business
Empowerment, accountability and candor build a strong culture.

Site smarts
Operations
Inspect, mark and document for cleaner, safer snow service.

Talk shop
Operations
Best practices for determining snow equipment mechanic staffing needs.

Emerging tech
Emerging technologies are revolutionizing the way snow and ice operations are conducted.

The advantage of a good plow upgrade
FISHER® XRS™ Enhances efficiency and service for Maggs Lawn & Landscape.

Public works in private
Ice Management
Translating municipal snow strategies into wins for the bottom line.

Poly-caster spreaders innovation engine
POLY-CASTER spreaders ease operations for CASE, Seabreeze Property Services.

Cyber risk insurance
Business
Risk Management
Prepare your snow business with cyber insurance to avoid costly incidents.

Connect with SIMA in 2025
Check out member exculsive resources to take advantage of today.

Ambitious shift - Landmark Landscapes
Business
Landmark Landscapes fueled growth by adding snow services to the mix.

Charging forward
Business
Challenges of air quality standards, compliance and new snow removal equipment.

Is winter a burden? Shift your mindset
Business
Help your team shift their mindset to get excited when snow is in the forecast.

Perils of paying under the table
Risk Management
The practice of paying workers "off the books" has serious legal ramifications.

ABCs of EMR
Risk Management
A low experience modification rating can pay off in the long run.

Level lingo
Operations
Outline and communicate expectations to set your snow team up for success.

Learning curve
Ice Management

Let it rain
Ice Management
Proper timing, material choice make liquid treatments a viable option.

Forecasting inventory
Ice Management
Snow and ice event management requires diligent recordkeeping.

Hold steady or hold off?
Ice Management
Factors to guide late-season salt inventory strategy.

Secondhand stress and team performance
The power of one-on-one conversation is unrivaled to prevent stress.

Untangling M&A
Business
String of moves shows snow is an appealing investment opportunity.

M&A - Follow the money
Business
Private equity becomes a key financing tool for owners looking to grow or transition.

M&A - Private equity suitors
Business
Investments in the snow and ice management industry remain strong.

M&A - It's personal
Business
The impact of selling your company goes beyond the money.

M&A - Future focus
Business
Not in the market to sell? Increasing business value still pays off.

M&A - Value boost
Business
Strong organizational structure and systems are attractive to buyers.

M&A - 360° approach
Business
The past, present and future of the business all impact the deal.

Strategy + structure = execute
Business
Three tips for creating a strategy and structure for future snow seasons.

The devil is in the (contract) details
Risk Management
It is critical that for every contract, a contractor knows when, where and what.

Be on alert
Operations
Train your snow and ice team for uncommon but high-risk exposures.

Is it really that bad?
Operations
Lackluster winter doesn't spell disaster - but you should pay attention to the changes.

A hammer won't fix a watch
Operations
Match the right equipment to the jobsite for maximum efficiency.

Look back to move ahead
Operations
End-of-season reflections shape future goals, ID training needs.

Unlock profitability and efficiency with Aspire
Aspire clears the way for your snow and ice crews to do their jobs quickly and safely.

A new era for material management
The smartest bet to save money this season is with the VBX+.

High-performing culture
Business
3 key steps to creating a high-performing culture in your snow and ice business.

Snow & Ice Workplace Report
New snow and ice workplace report focuses on staffing, wages/benefits and culture.

Perfect blend - The Beverly Companies
Business
High tech and old-school mentality drive The Beverly Companies’ success in the Chicago area.

Do you know your ideal client?
Business
Having your ideal client defined helps your sales team get on the same page.

Soft sell
Business
Growing your business requires more than good customer service.

Renewable energy
Business
Sustainable business practices allow your company and your team to thrive.

Protection plan
Business
Sustainable businesses need organizational structure, systems and processes.

Langton Group has seen growth, profitability soar since adopting a self-performing model

Paper chase
Business
Transitioning to digital documents can drive efficiency and savings in your snow business.

US overtime rules changes may raise labor costs
Business
Under revised overtime exemption rules, fewer workers will be exempt from overtime pay.

Build an MVP team
Business
Understanding motivations and passions can help you retain a connected snow team.

Step by step
Business
Tiered contract models level the risk for snow professionals and their customers.

Fleeting thoughts
Operations
Create a snow and ice fleet replacement plan with the future in mind.

Salt market trends
Ice Management
Review salt market trends including pricing, consumption, environmental impact, and capacity.

Practice people-first leadership
Business
Creating an employee-first culture comes down to adopting a people-first approach.

Pillars of pride - emi landscape
Business
Focus on people, details and promises guides emi landscape.

Improve hiring
Business
Technology and flexibility are key to recruiting and retaining a snow and ice workforce.

Accountability problem
Business
A lack of staff accountability can cause project delays and poor profit.

Negotiate your way to success
Business
Effective negotiation is a critical skill for anyone in snow and ice management.

Learn and grow: We’re in this together
Business
Touring other companies to get fresh ideas can benefit your snow business.

Court halts non-compete restrictions
Risk Management
The implementation of a new noncompete rule has been halted across the United States.

Season kickoff
Operations
A snow season kickoff is a great way to conclude preseason tasks and ensure preparation.

Fuel for thought
Operations
Review pros and cons of different fuel management options and ways to deter theft.

Sidewalk efficiencies
Operations
8 tips for sidewalk crews to maintain clear and safe walkways during winter months.

The danger of siloed communication
Business
Breaking down communication silos involves connecting people.

Applying empathy in action
Business
Empathy is a transferable skill that can be applied to create better outcomes.

Equation for success - McIntosh Grounds Maintenance
Business
At McIntosh Grounds Maintenance, more money plus lower stress equals greater contentment.

Nothing left behind
Business
Prepare your team to be successful if a key member must take an extended absence.

Avoid catastrophe
Business
Head off worst-case scenarios with strategic, financial and organizational plans.

The storm that broke us
Risk Management
Elbers Landscape Services recounts a "once in a lifetime" blizzard and lessons learned from it.

Build A Seasonal Staffing Plan
Operations
Collaboration, communication, and consistency are essential between field and office staff.

The dangers of overpromising
Risk Management
Review your snow contracts for unrealistic language that can create problems.

Minimize exposure
Risk Management
Employment practices liability policies can protect from employment-related claims.

4 maneras de prepararte para la temporada de nieve y hacer más eficiente tu trabajo

4 preseason ways to tighten snow ops
Tightening up weak spots is crucial for snow plowing businesses prior to winter.

Reporte de problema con la quitanieve
Operations

Snow management incident reporting
Operations

Tome en serio la planificación de operaciones de nieve

Fencontrar tu lugar en la remoción de nieve
Business

Finding your niche in snow removal - Allen Builders
Business

Are you covered?
Risk Management
Having correct, appropriately valued insurance will protect your business from the unthinkable.

Prepare for the worst: legal readiness
Risk Management
Equip employess with skills and knowledge of the business in an emergency.

Organized. Secure. Updated.
Business
Consistent digital organization can protect documentation in your business.

Evolve with "stay" interviews
Business
Don’t just do exit interviews; do stay interviews, too, so snow and ice management employees stay.
Don’t oversell your snow services
Know your capacity so you don't oversell snow and ice services.

Trucks, Plows & accessories
8 min read
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